If you are looking for ways to better afford your student loan payments, you may come across the option to refinance. Before you actually jump in with both feet, make sure that you have considered all options. Below, we will go over some of the reasons why you may want to refinance your student loans. […]
Ways To Dwindle Down Your Debt
Debt is something that plagues many people and it is quite difficult to get out of debt. There are some tricks that help you reduce your debt that you can use though. Not all people are aware of these tricks so they just fall deeper and deeper into debt. Some tweaks in your lifestyle might […]
You Need to Automate Your Savings
Behavioral finance scholars Shlomo Benartzi of UCLA and Richard Thaler of the University of Chicago have done some fascinating research in the area of 401(k)s. Several years ago they noticed that a growing number of companies, concerned that too few workers were taking advantage of company- sponsored retirement plans, were experimenting with “automatic enrollment” 401(k)s. […]
Thinking of Purchasing a Home?
One of President Obama’s priorities in 2015 was to kickstart the housing boom once again and, as the Federal Housing Administration lowered mortgage insurance premiums today, first-time home buyers got an excellent reason to buy a home this year. Last week Friday the report from the National Association of Realtors showed that, while existing home […]
Is it possible to invest in too many mutual funds?
One of the hallmarks of investing is diversification. Having a portfolio that’s sufficiently diversified means having a wide mix of different assets so that, if some are not doing well, the ones that are will support it, This basically means spreading your money around in different assets and investments so that, should one of them […]