These days more Americans than ever before are going to be working past the “traditional” age of retirement. A recent Wells Fargo study of 1000 middle-class Americans showed that nearly 34% of them believe that they’re going to have to work until they reach the tender age of 80 years old. While this in itself […]

When you ask most people about retiring at 65, many of them will tell you that it’s impossible because they simply don’t have the financial means to do so. The fact is however that it is possible to retire at 65 or even younger and many people have done just that, retiring at an age […]

It might seem rather difficult to determine exactly how much money you need for retirement, as there are so many variables that come into play. However, it’s great to get a start at determining how much money you really need to retire no matter what age you are. Planning for retirement as early as possible […]

The average retired person already knows how to live on a fixed income, especially if they’ve been retired for a number of years. One of the most important things that need to be done is simply to lower regular living expenses and, while most people don’t want to give up on the things that they […]

One of the biggest questions that many retirees have as they approach retirement is whether or not to stop working or to work for another year. Financial experts have even coined a term for this and call it the “work one more year syndrome” as it’s so prevalent. In some cases those nearing retirement go […]