When we hear about massive data breaches at credit report company Experian or a department store like Target, it becomes apparent that debit card problems are spiraling out of control. For the average consumer, a debit card that has been compromised causes all sorts of problems, including obviously the theft of their money or problems […]
Good news for US homeowners as Foreclosures fall to lowest level since ‘07
There’s good news for homeowners in a report that says that foreclosures have fallen to their lowest quarterly level since 2007 and that the US housing market is slowly but steadily getting back on its feet as rising home prices, fewer troubled loans and steady job growth help it to get there. More good news […]
Are you the Victim of Identity Theft? Check the Signs
Nearly 17 million people were victimized by identity thieves in 2012 according to the US Justice Department, including 40% who were victimized through their credit cards and 37% through their bank accounts. It’s estimated that the cost was nearly $25 billion in not only direct but indirect losses as well. Unfortunately, most people have no […]
Protect your Tax Refund from Identity Thieves
What could be worse than having to file your taxes this year? How about having an identity thief steal your tax return check? The fact is, identity theft is already the number one complaint that the Federal Trade Commission sees and a very serious problem. Tax related identity theft is one of the major chunks […]
3 Tips to Reduce Capital Gains Taxes when you Sell your Home
It’s probably not news to you that, during the financial crisis, home prices tanked completely. For example, the S&P Case-Shiller 20-City Home Price Index declined to about 30% to 140 and the 10-City Index fell by almost 34%. Within just a few short years the meteoric rise in home prices seen in the first half […]