There is a CVS drugstore a block away from my house, so it is convenient when you need an item or two stopping on the way home from work, but I consistently see people doing their shopping there, as if they have great deals, or they are completely unaware of how much money they are […]
Ways To Dwindle Down Your Debt
Debt is something that plagues many people and it is quite difficult to get out of debt. There are some tricks that help you reduce your debt that you can use though. Not all people are aware of these tricks so they just fall deeper and deeper into debt. Some tweaks in your lifestyle might […]
You Need to Automate Your Savings
Behavioral finance scholars Shlomo Benartzi of UCLA and Richard Thaler of the University of Chicago have done some fascinating research in the area of 401(k)s. Several years ago they noticed that a growing number of companies, concerned that too few workers were taking advantage of company- sponsored retirement plans, were experimenting with “automatic enrollment” 401(k)s. […]
Thinking of Purchasing a Home?
One of President Obama’s priorities in 2015 was to kickstart the housing boom once again and, as the Federal Housing Administration lowered mortgage insurance premiums today, first-time home buyers got an excellent reason to buy a home this year. Last week Friday the report from the National Association of Realtors showed that, while existing home […]
How to Set Your Financial Goals
If you’re wondering exactly how you’re going to finally purchase a home someday, or retire comfortably, and you’re worried that you might not ever be able to do it, it’s probably time for you to set some financial goals. Trying to figure out how to handle your personal finances can be a bit stress inducing, […]