In our modern lives, debt is inevitable. We need to take out loans to get an education, buy a car, which is essential for work, and buy a house to start a family. None of these important life events are possible without loans. While loans have their advantages, they can also become too much. Most […]

One of the hallmarks of investing is diversification.  Having a portfolio that’s sufficiently diversified means having a wide mix of different assets so that, if some are not doing well, the ones that are will support it, This basically means spreading your money around in different assets and investments so that, should one of them […]

Today’s blog is for anyone who is new to investing, and will go into some of the most basic terms and tips. The old adage about every journey beginning with a first step begins, if you’re a new investor, right now. Enjoy. First, when it comes to stocks, over the long haul they have historically outperformed […]

We recently came across an article from Fidelity Investments where they had analyzed the savings habits of approximately 1100 investors with 401(k)s. All of them were people who earned less than $150,000 a year but still had managed to accumulate more than $1 million in their 401(k) savings plan. Fidelity found that the average person […]

Here’s an interesting and uncomfortable fact about the mutual fund industry; every year a substantial number of mutual funds fail entirely. While the fact is that there are many ways in which mutual funds can fail, including underperforming, many are failing in a much more permanent sense these days as they either drop off the […]