Credit cards can be great things when it comes to making big purchases, budgeting your expenses relative to your income and assets, or even just making those every day purchases from gasoline to groceries. Having a credit card can help you build much needed credit as you get older, as well as give you the […]
How to Manage Money in College
College is a fun time, as well as a time of opportunity. From learning, to living, to relationships, it provides the opportunity for young people to grow up and learn how to become functioning, healthy adults. In addition to all those benefits of college, the school years can also teach a young adult how to […]
Reduce Debt Yourself
Some consumers believe that in order to reduce their debt, they must go to a professional. The truth is, anyone can pay off their debts with hard work and dedication. You have to commit to getting rid of your debt and make every effort to do so. It may take several years—depending on the size […]
Is Debt Cancellation a Good Option?
Consumers, who are knee-deep in credit obligations, are turning to debt settlement companies to reduce the amounts they owe. Many creditors are willing to forgive as much as 60 to 70 percent of what debtors owe in order to receive at least part of the money back, because many consumers file bankruptcy when unable to […]
Myths About Debt Settlement
Debt settlement is also known as debt arbitration or credit reduction. A debtor and a creditor negotiate and agree on an amount which will be less than the balance due but will be considered as payment in full. Debt settlement companies advertise that they dramatically reduce the amount you. Many consumers don’t really know how […]