Thoughts of retirement conjure up many things, perhaps including exotic travel, long walks and even a second career. Retirement is the prize after years of work. What probably doesn’t come to mind when you think of retirement is your credit score. You may think that you can just stop monitoring your credit score once you […]

Declaring bankruptcy is a decision that not only impacts your finances but also the state of your credit score. While your score may decrease after financial hardship, there are practical and real ways to improve it and get back on a better financial path. Before you start taking steps to fix your credit score, it […]

You’ve probably heard of “sticker shock,” but what about credit rejection shock? This is what can happen when you apply for a new line of credit – a new airline miles credit card, or maybe even a mortgage – only to find yourself rejected for reasons you can’t understand. Worse, when you get a good […]

Of all the mistakes that people make with credit cards (and boy are there a lot of them) one of the biggest is thinking that any and all credit card fees must be paid and simply can’t be avoided. The fact is, credit card companies are businesses just like any other and if you don’t […]

If you are looking to make any significant purchase that may require financing in the near or even not so near future knowing and correcting any credit score issues can save you a great deal of time and money. The lower your credit score the more difficult it is to find financing and the higher […]